Thursday, January 22, 2009
Sunday, January 18, 2009
The weather was supportive asd it was cooling till 25km and warm for the next 5km.
The starting was abrupted as the were no proper call for start. I just went on my own pace as I'm worried about injuries.
Thanks to Teck Sin to pace me for the whole Hartamas loop.
The track was chalengging as it was hilly for atleast 8 points. Towards last 15km, I told Teck Sin that I'm feeling tired, but he said "Just keep the engine moving". That sentence made me to stay still till the finishing lane.
Although there weren't anyone to pace me for the last10km, I followed the 20km runners till the final point.
Upon reaching the finishing lane, I asked the timekeeper and he said that I finished at 2:26. That's great, I did my personal best and manage to finish below 2:30.
My next race would be KL cross Country. Lets see whats happens next.
Run for Glory
Detail results of my teammates:
Men Open 30km :
2'03'10 - Richard Habeya, Pm26 (5th)
2'11'xx - Jasni Khairil2'20'47 - Khoo Yit Kiat, Pm28
2'20'55 - Ronnie See, Pm12'24'25 - Ben Swee, Pm50
2'25'31 - Stanley Cheong, Pm53
2'26'xx - Meyyappa Manickam, Pm58
2'28'xx - Raymond Ng, Pm48
2'30'xx - Sam Chee Wang (Penang)
2'31'05 - Tang Wern Tian
2'31'20 - Kenny Tan, Pm27
2'33'25 - Mohammad Azali, Pm46
2'33'45 - John Tan, Pm30
2'38'37 - Ahmad Farid Elias
2'42'02 - Chin Teck Sin
2'42'37 - Mohd Hailmi Masro
2'44'18 - Wong Ram Bo
2'45'00 - Victor Loh
2'45'01 - Omar Khaliff
2'49'57 - Zulhassan
2'50'49 - Frank Chong, Sub Pm6
2'51'17 - Yip Kit Weng, Pm9
2'59'18 - Lai Fong Sang, Pm38
3'10'xx - Teoh Chun Ming, Pm17
3'13'43 - Muhammad Fadhli Fadzli (Afad), Pm56
3'20'01 - Kevin Chow, Pm32
3'34'38 - Steven Khoo
0'00'00 - Hamidon Mat Aris
Men Veteran 30km :
2'29'18 - Tay Poh Chye
2'29'42 - Alam Shah
2'45'11 - Lee Yee Sum
2'45'11 - Daniel Tan
2'51'02 - Choi Chik Choy, Pm42
2'51'30 - Mohd Yaziz, Pm7
3'14'23 - Kelvin Ng, Pm2
Men Open 20km :
1'24'xx - Syahidan bin Alias (8th)
1'31'35 - Naresh Kumar, Pm37
1'36'48 - Suresh, Pm47
1'37'15 - Nazib Ngainin, Pm14
1'37'55 - Thurai Sarasaidy
1'38'44 - Hashul Sham, Pm34
1'41'50 - Zulazlan Shah, Pm43
1'46'20 - Wong Kei Ming, Pm55
1'48'23 - Vijay
2'15'07 - Tan Kean Peng, Sub Pm5
0'00'00 - Chen Keat Hoong, Pm8
0'00'00 - Gunaselan Rajagopal, Pm39
Women Open 30km :
2'47'14 - Ameba Chan (4th)
2'52'15 - Lynn Guan
2'52'24 - Tan Chin Chin
0'00'00 - Idazumi Othman
0'00'00 - Haslinda
Women Veteran 30km :
4'29'52 - Julie Wong
Women Open 20km :2'25'xx - Chek Yin Huay
Saturday, January 17, 2009
Route Map of Zoo
Sunday, January 11, 2009
Let's take an example of RM5,000,000 accumulation goal. Let's assume that you are 45 years old, and planning to retire at 60. If you can save RM50,000 per annum, you need to achieve 23.9 per cent of rate of interest (ROI) for RM5,000,000 goal.If you can save RM120,000 per annum,you need to achieve 13.4 per cent of ROI. If you can save RM180,000 per annum, you need to achieve only 8.3 per cent of ROI.Of course, RM5,000,000 is only the example.
The lesson to be learnt is that the more we save, the less ROI is required to achieve the same accumulation goal. When we do not need to achieve a high ROI, we do not need to stomach too much risk and volatility. The less risks we take, the more peaceful life will be.- How much to save?I believe most of us understand the importance of saving. In fact, almost every time I was interviewed by the media, I would always be asked, "How much of their income should Malaysians save?"To some financial planner, it is not a very difficult question for them to answer. Some would say 20 per cent. Some would say 30 per cent. Some would even say 40 per cent.
However, this is quite a tough and tricky question for me to answer.Based on my experience of developing many tailor-made financial plans for clients, I know that the right saving rate varies from one person to another. For example, if you have a monthly income of RM3,000, the right savings rate for you may be 20 per cent. This is because you need to spend majority of your income to sustain your standard of living.However, if you have a monthly income of RM50,000, the right savings rate for you may be 50 per cent.
This is because you don't need to spend the majority of your income to sustain your standard of living. Of course, this is just one of many examples, but it shows that there is no standard "right saving" rate for every one.Therefore, each of us should have a tailor-made financial plan to determine the right savings rate for us.Only then, would we know that we are saving enough to meet our future commitments.- What if your saving is under target?If the savings and contributions are less than target planned, you may fail to achieve your financial freedom.
If the gap continues, chances are that you may not be able to achieve your original financial goals set.In the situation whereby the actual saving is less than planned, we must review our cash flow statement to identify the discrepancy and take necessary recovery measures.If we have confirmed that the planned saving target is unrealistic, it is important that we readjust some of our financial goals and asset allocation strategies.
By: Yap Ming Hui is the managing director of Whitman Independent Advisors Sdn Bhd, the first multi-client family office in Malaysia
Source: News Straits Times (11 Jan 2009)
When I got up today, I started coughing. But I didnt wanted to disapoint my teamates. So I got ready with my untensils and marched to the battle spot.
Upon reahing there, got to know 31teams are taking part. I realised, it's going to be a tough one. Anyway, I told Suresh and Thurei just to complete the race.
I was the 1st runner, the baton was heavier than normal. It looked like the plumber's pipe. Once, started, I was among the top 20 runner. The pace picked up. However after 1km, some slowed down. So, it was my time to overtake them. My aim was to finish top 10.
As reaching the lat 1.5km, the road was uneven with spills from cement factory which was not properly leveled. I do realise if I slow down my pace, there would bve around 5 runners who can overtake me. So I just pushed my way to the finishing line and passed the baton to Thurei.
Thurei prooved that injury doesnt scare him again. He managed to keep himself not to be overtaken by anybody from our category before passing the responsibility to Suresh.
The anchor and captain of the team, Suresh, maitained the pace since there were nobody to pace him from back and front.
The verdict, we were placed 6th out of 31 teams. Something to be proud of with a team of amatuers. A great booster for me towards next week's Great Eastern Run.
Friday, January 9, 2009
Monday, January 5, 2009
Sunday, January 4, 2009
As we started, Poh Chye and Ronnie broke from the pelathon and went on their own pace from Bank Negara. Me, daniel tan, Farid were together till Stadium. Then it was only me and farid. During the 3 loops, Farid was making use of his advantage as King of Hill by speeding up. I just tried to maintain the pace behind him.
Upon the first water stop, me and farid continued the race, but he couldnt sustain the speed and left me alone from Hartamas Square onwards. I was running alone for merely 60% of th distance. It was difficult beacuse nobody to pace with me. Anyway, I continued for 2nd water stop and took a "Power Gel". That kept me from being hunger.
While reaching Tijani, Stanley was waiting with the water, however, I didnt stop because I had the water bottle in my hand. So I just continued till the finishing line.
It was an achievement for me beacuse, I stoped only twice along 30km. hope I will only stop once for 3ok GE Run. I'm ready for the race. Timing: 2:44:33.
Saturday, January 3, 2009
But definetely it didnt come easily. I went to Finnegans @Bangsar to party with my classmates till 2.30am. I had 4 shots of vodca and 1 Long Island Tea. I came back "drunk" around 2.45am. I had to wake up at 6am for the run on the next day. Furtehrmore, my stmach was empty because, I "puked" when i came back home.
My run was slowdown wher i couldnt push myself. I didnt feel sweating during the run but once I ended the 6th lap, I was sweating like nobody's business.
Initially I was placed 9th. I just voiced out " f*** " when Ronnie told me the position. However, he called me later when I reached home to reconfirm that the actual 8th placed guy was short of a lap. So, I'm the actual 8th placed winner. The last position for the trophy.
I was jumping of joy after that. My aim for this year would be just to participate and complete a marathon. That's all from running perspective.
My final message is "Dont Drink and Run"
54'59 - Jasni Khairil (1st)
56'15 - Ng Swee Yee (2nd)
57'43 - Mohd Syahidan (3rd)
57'46 - Toh Wai Kuen (4th)
59'29 - Hamidon Mat Aris (5th)
59'55 - Jagdev Singh (6th)
60'17 - Kevin Siah (7th)
61'35 - Meyyappa Manickam (8th)
62'03 - Tang Wern Tien (9th)
62'57 - Fadzli Abu Bakar (10th)
64'06 - Chin Teck Sin (11th)
65'35 - Lee Weng Kong, Pm35 (12th)
66'42 - Frank Chong Wei Siong, Sub Pm6 (13th)
67'04 - Wong Ram Bo (14th)
67'10 - Victor Loh Chie Ho (15th)
69'07 - William Chan, Pm36 (16th)
69'54 - Kamarul Faizal bin Tajaruddin (17th)
73'18 - Omar Khaliff bin Tajaruddin (18th)
73'33 - Nazib Ngainin, Pm14 (19th)
74'13 - Kee Weng Keong (20th)
74'13 - Ghejanthran (21st)
76'35 - Wong Kei Ming, Pm55 (22nd)
76'40 - Norzaini bin Mohd Zin (23rd)
76'58 - Chen Tzee Loong (24th)
78'46 - Muhammad Fadhli Fadzil, Pm56 (25th)
85'19 - Teh Seong Yee (26th)
109'08 - Erick Byran (27th)
109'09 - Prabu Jeyaseelan, Pm54 (28th)
The medal which is better quality than other runs
The tophy at last
Running to Ruin Down